4 Cs of Qualifying for a Mortgage
Thinking about buying a home but not sure whether you qualify for a mortgage? Consider the following facts.
What Do Lenders Look For?
Freddie Mac buys mortgages that meet our requirements from lenders — we don't make the loans. The lenders decide the standards they ultimately apply in making loans.
When deciding whether to make a loan, lenders evaluate the four Cs:
By completing a Loan Pre-Qualification you'll be on your way to locking in your interest rate and giving assurance to prospective sellers that you mean business. Pre-qualification is easy and can be done via email or over the phone.
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